Category: Uncategorized

Nursing homes often follow operating procedures that violate the Law and are harmful to residents. Fortunately, Residents’ Rights are guaranteed by the federal 1987 Nursing Home Reform Law.(Section 483.25 of Title 42 of the Code of Federal Regulations). The law requires nursing […]

Connecticut Enacted an Employee Online Privacy Law in May which is effective 10-1-15. Public Act No. 15-6. Some 20 other states have similar statutes.  The law prohibits employers from requiring or requesting employees or applicants to: (a) provide user names, passwords […]

Most people put off estate planning.  Let’s face it, you have to pay a lawyer and you have to consider death and a bunch of other unpleasant scenarios.  Personally, I’d rather have my nails pulled. Most often people finally do […]

Connecticut made a variety of tax changes to individuals and businesses with the recent budget.  Guess what?  Taxes are going up.  The highlights are below and they are effective July 1, 2015. Individual Tax Changes The highest existing income tax […]

The combination of an institutional setting and the disability that put the person in a Nursing home can result in a loss of dignity and the absence of proper care. Fortunately, Congress passed the Nursing Home Reform Act in 1987 […]

When you turn 65 or retire, you need to sort out your government benefits.  These benefits are Social Security (pension) and Medicare (medical). Generally, you want to participate in Medicare as soon as possible because it eliminates your private pay […]

Seniors, generally have money, but many don’t have a lot of investment knowledge. They generally need the investment income to supplement their Social Security or pension. Investing Made Simple in CT How to invest your money, who to trust, and […]

You have a normal retirement age under Social Security which depends upon when you were born, but for most of us, it will be 66 to 67.  At that age you get your “normal” Social Security amount. When to Collect […]

People and lawyers are trying to figure out if a person can choose to die if they get dementia or Alzheimer’s and it is getting a little controversial. Generally, you cannot direct your proxy or medical staff to end your […]

In the past, if you were an insurance agency and you wanted to sell insurance in multiple states, you had to go and apply in every state.  The process was costly, time consuming and crazy.  It could take years and […]