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Working with an insurance company after a car accident can be complicated and complex. Sifting through the legal ramifications of such an incident can be even more confusing. Fortunately, you can rely on the skill and experience of an attorney to guide you through the muddy waters. If someone else causes your car accident, and you suffered injuries, you could be entitled to compensation beyond what the other driver’s insurance pays you.
After the Accident
At some point in life, many people find themselves involved in a car collision. This is an unpleasant experience for several reasons. If you take the right steps, you can minimize your stress. After the incident, you should remain at the scene until the police arrive. Stay calm as you explain what happened. Also, make sure you exchange information with the other party. You should seek medical care, even if you don’t think your injuries are serious. Don’t forget to contact your insurance company to file a claim. You’ll need to provide details of the incident and how you and other passengers were hurt. If someone else was at fault, call that person’s insurance company too.
How To Respond to the Insurance Company
When you speak to the other party’s insurance agent, be honest and accurate when describing the accident. It may be clear that the other driver caused the crash and thus your injuries. If you decide to pursue legal action, the other driver’s insurance provider will find out. In an effort to avoid involvement in a lawsuit or going to court, some insurance company’s may offer you a settlement check instead. While the offer may seem generous, never accept the money until you consult a personal injury attorney.
What Your Attorney Will Do
Keep in mind, that auto insurance companies have limits on what they will pay when you file a claim. Your provider should cover you for personal injury protection up to a certain amount. The other driver should pay its portion as well. However, your financial needs may exceed what the insurance offers. Your lawyer will take a look at the insurance coverage to make sure the company is paying the full amount. Your lawyer will also consider the damages you want to claim and how much more compensation you deserve to cover medical bills and lost income.
If you accept an insurance settlement without talking to your lawyer, you may be leaving money on the table. Instead, let your attorney, like a car accident lawyer in Chicago, IL, advise you whether you should file a lawsuit.
Thank you to the experts at The Law Offices of Konrad Sherinian, LLC, for their input into car accidents and the law.