Social Security after Divorce based on Ex-Spouse Record

Generally, if you are divorced, you can claim Social Security benefits on your ex-spouses record if you were married for 10 years or more. Most of the standard rules apply.  If you are at least 62 years old, you can claim on your ex’s record.  The amount is based on your ex-spouse’s earnings and your age at the time you claim the benefits.  There is an important difference, as long as you qualify, you can claim your Social Security based on your ex-spouse’ record even if they haven’t yet started Social Security.  Married couples can’t do this because you cannot claim benefits under your spouse’s record until they start Social Security.